Exalted Shop Prices - Manacle and Coin 3rd edition

[#][F] Stephen Lea Sheppard - 2/20/2018
As the guy who spearheaded 3e's handling of Resources: It's not so much that 3e shifts the way Resources works absolutely from 1e and 2e as it is that 1e and 2e were inconsistent on how Resources works, and I tried to make 3e's Resources consistent with one of the ways 1e's Resources worked... but this means all the inconsistent bits about 1e's handling of Resources stand out more.

[#][F] Eric Minton - 2/20/2018
Originally posted by Blaque View Post
It is. I would actually assume that for instance, any copper currency or such is probably local tender and just not really useful out of their contexts. Think things like the cities in I think Southeast Asia where folks used local casino chips as currency. Folks probably locally have silver for big things but for day to day are running debts and such.
That's correct. There's a short sidebar in The Realm discussing the use of credit as opposed to hard currency.

[#][F] Stephen Lea Sheppard - 2/21/2018
Originally posted by Sith_Happens View Post
Yeah, that's the other thing: while I'm not going to claim my research on the subject was especially comprehensive, the idea that the Realm is somehow unique in having denominations suitable for day-to-day use does not seem to track to real life history at all. Rather, anywhere with a sufficiently developed economy is going to.

Now, maybe the idea is supposed to be that each developed-enough Threshold state will have its own rough equivalents to the siu and/or yen, but the book makes it sound more like someone in Nexus or Great Forks is just SOL if they want to pay cash for anything worth less than 1/8 dinar.
Hence bar tabs.

[#][F] Eric Minton - 2/23/2018
Originally posted by Eldagusto View Post
Do new faces in major cities have to pay money to start bar tabs, so you know its not just a drifter looking for a free meal before ditching town? Or do they run on faith and the assumption you will get your legs busted for ditching?
That's exactly when you're expected to spend coin. And if your coin is too large for individual transactions, you can pay a legitimate business up front to establish a line of credit for smaller purchases.

[#][F] Eric Minton - 2/24/2018
Originally posted by Sith_Happens View Post
I guess, though the thing there is it begs the question of how the three different places you used your 1/8 dinar credit line at settle with the place who opened it for you
... via credit? Given that this line of discussion started from the postulate that residents functioning within a shared community habitually settle transactions via credit rather than hard currency, I don't grasp how this is a question.

Originally posted by Sith_Happens View Post
and most answers to that question have a funny habit of eventually becoming currencies.
It's been three years since I did the research for the finance sections of The Realm, so I'm not equipped to debate the matter. But my understanding is that you are arguing from a false assumption here, and that credit systems are indeed capable of functioning effectively in the absence of hard currency.

[#][F] Eric Minton - 2/24/2018
Originally posted by Sith_Happens View Post
To put it differently, I'm not saying that credit is never sufficient to cover all use cases so much as that the line between credit and currency is often much fuzzier than most people think.
A fair point, and currency tokens are absolutely a thing in appropriate Threshold locales.

Originally posted by Sith_Happens View Post
That said, it sounds like The Realm is in fact going to have a more in-depth discussion of so-called (by Core) "informal economics?" If so I might just be able to hold out for that instead of having to resort to the previously-mentioned homebrew Guild copper standard...
Unfortunately, there was neither opportunity nor word count to provide an in-depth discussion of credit in The Realm. (And the book doesn't cover tokens at all; yen fractions ought to be small enough to minimize the need for smaller informal currency.) The book is overstuffed as it is; we had to persuade Onyx Path to provide additional word count over the original outline in order to try and fit everything in.